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substandard risks by the insurance industry, although many of these people have ... risk classifications, often having little to do with individual driving records. ... has fostered the growth of unsound companies specializing in high-risk insurance.. Actuarial techniques To employ any risk classification system involving more ... the Assigned Risk Plan providing auto insurance to highrisk drivers unable to ...
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Good drivers have a right to object to paying for the losses of irresponsible high risk drivers . THE INEQUITY AND DISCRIMINATION IN THE WORK LOSS .... 1 Although a first party auto insur- passenger car driver caused the accident ... will not in a reparation system once the rule of make insurance more affordable . ... Regardless of law and underwriting even if the systems , high - risk drivers exist .. Further , it unwisely and unnecessarily abolishes the right to recover vehicle property ... of responsible drivers and will lower rates for many high risk drivers .
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